Tóm tắt

An overview of banks and the financial-services sector. The impact of government policy and regulation on banking and the financial-services industry. The organization and structure of banking and the financial-services industry. Establishing new banks, branches, ATMs, telephone services, and web sites. The financial statements of banks and some of their closest competitors. Measuring and evaluating the performance of banks and their principal competitors. Asset-liability management : determining and measuring interest rates and controlling interest-sensitive and duration gaps. Using financial futures, options, swaps, and other hedging tools in asset-liability management. Risk management using asset-backed securities, loan sales, credit standbys, and credit derivatives. The investment function in banking and financial services management. Liquidity and reserve management : strategies and policies. Managing and pricing deposit services. Managing nondeposit liabilities and other sources of borrowed funds. Investments banking, insurance, and other sources of free income. The management of capital. Lending policies and procedures Lending to business firms and pricing business loans. Consumer loans, credit cards, and real estate lending. Acquisitions and mergers in financial-services management. International banking and the future of banking and financial services.